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IMPORTANT: Please read these Terms of Service carefully before using AIledger. By creating an account or using our service, you agree to be bound by these terms. If you do not agree with these terms, do not use AIledger.
By accessing, registering for, or using AIledger ("the Service"), you ("User" or "you") accept and agree to be bound by the terms and provisions of this agreement ("Terms of Service" or "Agreement"). This Agreement is between you and Blackfyre LLC ("Company," "we," "our," or "us").
If you are using the Service on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms, and your agreement to these Terms will be treated as the agreement of the organization.
Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use AIledger for your personal or internal business financial management purposes.
You agree NOT to:
To use AIledger, you must create an account by providing accurate, current, and complete information. You are solely responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
You agree to immediately notify us of any unauthorized use of your account or any other breach of security. We are not liable for any loss or damage arising from your failure to protect your account credentials.
You may terminate your account at any time. Upon termination, your data will be retained for 90 days and then permanently deleted unless required for legal compliance.
You acknowledge that AIledger uses artificial intelligence (OpenAI GPT-4o and GPT-4o Vision) to process your uploaded bank statements and receipt images. The AI extracts transaction data, categorizes expenses, and generates financial reports.
YOU ACKNOWLEDGE AND AGREE THAT AI-GENERATED CONTENT MAY CONTAIN ERRORS, INACCURACIES, OR OMISSIONS. We make no warranties, express or implied, regarding the accuracy, completeness, reliability, or suitability of AI-generated transaction data, categories, or financial reports.
YOU ARE SOLELY RESPONSIBLE FOR:
AIledger is a tool for financial data management and does NOT provide financial advice, tax advice, accounting advice, or legal advice. You should consult with appropriate licensed professionals (CPAs, tax advisors, attorneys) before making financial decisions or relying on any reports generated by the Service.
You retain ownership of the data you upload to AIledger, including bank statements, receipt images, and any financial information. However, by uploading content, you grant us a worldwide, non-exclusive, royalty-free license to use, store, process, and display your data solely to provide the Service.
You represent and warrant that all data you upload is accurate, lawful, and does not violate any third-party rights. You are responsible for the legality and accuracy of your uploaded content.
You agree not to upload content that:
AIledger is currently offered as a free service. We reserve the right to introduce fees, subscriptions, or premium features at any time with 30 days' notice to users.
If we introduce paid features, we will provide clear pricing information and obtain your consent before charging any fees. We reserve the right to modify pricing at any time.
If fees are introduced, all payments are final and non-refundable unless otherwise required by law. We do not provide refunds or credits for partial periods of service.
THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, BLACKFYRE LLC EXPRESSLY DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO:
WE MAKE NO WARRANTY THAT:
You acknowledge that you use the Service at your own risk. Your sole remedy for dissatisfaction with the Service is to stop using it.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, BLACKFYRE LLC SHALL NOT BE LIABLE FOR ANY DAMAGES ARISING FROM YOUR USE OF THE SERVICE.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL BLACKFYRE LLC, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUPPLIERS, OR LICENSORS BE LIABLE FOR:
WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
TO THE EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATED TO THE SERVICE SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US IN THE 12 MONTHS BEFORE THE CLAIM, OR (B) $100 USD.
Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so the above limitations may not apply to you. In such jurisdictions, our liability is limited to the maximum extent permitted by law.
You agree to defend, indemnify, and hold harmless Blackfyre LLC and its officers, directors, employees, agents, affiliates, successors, and assigns from and against any and all claims, damages, obligations, losses, liabilities, costs, debts, and expenses (including but not limited to attorney's fees) arising from:
This indemnification obligation will survive termination of these Terms and your use of the Service.
AIledger uses third-party services, including OpenAI for AI processing. We are not responsible for:
Your use of third-party services is subject to their respective terms and privacy policies. We make no warranties regarding third-party services.
We strive to provide reliable service, but we do not guarantee that the Service will be available at all times. The Service may be subject to:
We reserve the right at any time to modify, suspend, or discontinue the Service (in whole or in part) with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Service.
We may update, change, or remove features of the Service at any time without notice. You agree that we have no obligation to maintain or support any particular feature or functionality.
We reserve the right to terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason, including but not limited to:
Upon termination:
The Service and its entire contents, features, and functionality (including but not limited to software, code, designs, text, graphics, logos) are owned by Blackfyre LLC and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.
AIledger and all related logos are trademarks of Blackfyre LLC. You may not use these trademarks without our prior written permission.
If you provide us with feedback, suggestions, or ideas about the Service, you grant us an unlimited, perpetual, irrevocable, royalty-free license to use, modify, and incorporate such feedback without compensation or attribution to you.
While we implement reasonable backup procedures, we are not responsible for any loss, corruption, or unauthorized access to your data. You are solely responsible for maintaining your own backups of important financial documents and data.
We recommend that you:
WE SHALL NOT BE LIABLE FOR ANY DATA LOSS, REGARDLESS OF CAUSE.
You are solely responsible for ensuring that your use of AIledger complies with all applicable laws, regulations, and tax requirements. This includes but is not limited to:
AIledger is a financial management tool and does not ensure compliance with any law or regulation. We strongly recommend consulting with licensed tax professionals, CPAs, and attorneys.
These Terms shall be governed by and construed in accordance with the laws of the United States and the State of California, without regard to its conflict of law provisions.
Any dispute, controversy, or claim arising out of or relating to these Terms or the Service shall be resolved by binding arbitration, rather than in court, except that you may assert claims in small claims court if your claims qualify.
The arbitration shall be conducted by the American Arbitration Association (AAA) under its Commercial Arbitration Rules. The arbitrator's decision shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.
YOU AND BLACKFYRE LLC AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.
If arbitration is not permitted by law, you agree to submit to the personal and exclusive jurisdiction of the federal and state courts located in California.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Blackfyre LLC regarding the Service and supersede all prior agreements and understandings.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
Our failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision.
You may not assign or transfer these Terms or your account without our prior written consent. We may assign our rights and obligations without restriction.
We shall not be liable for any failure to perform our obligations due to circumstances beyond our reasonable control, including acts of God, war, terrorism, riots, embargoes, labor disputes, or failures of third-party services.
We reserve the right to modify these Terms at any time, at our sole discretion. We will provide notice of material changes by:
Your continued use of the Service after changes are posted constitutes your acceptance of the updated Terms. If you do not agree to the modified Terms, you must stop using the Service.
If you have any questions about these Terms of Service, please contact us:
BY CREATING AN ACCOUNT, ACCESSING, OR USING AILEDGER, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE AND OUR PRIVACY POLICY.